:root{--ink:#102d39;--muted:#526674;--blue:#087dca;--pale:#f2f7fa;--line:#dce6ec;--navy:#092937}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font:17px/1.65 system-ui,-apple-system,Segoe UI,Arial,sans-serif;color:var(--ink);background:#fff}a{color:inherit}a:focus-visible,button:focus-visible{outline:3px solid #f5aa34;outline-offset:3px}.wrap{max-width:1160px;margin:auto;padding:0 24px}.utility{background:#092937;color:#eaf5fa;font-size:13px}.utility .wrap{display:flex;justify-content:space-between;padding-top:8px;padding-bottom:8px;gap:14px}.utility a{color:white}.mast{background:#fff;border-bottom:1px solid var(--line);position:relative;z-index:10}.mast .wrap{display:flex;justify-content:space-between;align-items:center;gap:26px;min-height:96px}.brand{display:flex;align-items:center;gap:12px;text-decoration:none;min-width:0}.brand img{display:block;width:158px;height:auto;max-height:75px;object-fit:contain}.brand span{font-weight:730;font-size:14px;line-height:1.3;max-width:160px}.navlinks{display:flex;align-items:center;gap:23px;font-size:14px;font-weight:670}.navlinks a{text-decoration:none}.navlinks a:hover{text-decoration:underline}.call{background:var(--blue);color:#fff!important;padding:13px 18px;border-radius:6px;white-space:nowrap;text-decoration:none!important;font-weight:780;display:inline-block}.menuButton{display:none;border:1px solid var(--line);background:white;padding:9px 13px;border-radius:6px;font:inherit}.menu{position:relative}.flyout{display:none;position:absolute;top:100%;left:0;min-width:245px;background:white;padding:12px;box-shadow:0 12px 35px #08202b27;border-radius:8px;border:1px solid var(--line)}.menu:hover .flyout,.menu:focus-within .flyout{display:grid;gap:8px}.flyout a{padding:5px 7px}.eyebrow{font-size:12px;font-weight:850;letter-spacing:.13em;text-transform:uppercase;color:#0877b7}.hero{background:linear-gradient(125deg,#edf7fb,#fff 70%);padding:75px 0 66px}.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;align-items:center;gap:58px}h1,h2,h3{line-height:1.15;letter-spacing:-.035em}h1{font-size:clamp(36px,4.5vw,62px);margin:14px 0 20px}h2{font-size:clamp(29px,3.1vw,43px);margin:10px 0 19px}h3{font-size:23px;margin:12px 0}p{margin:0 0 16px}.lead{font-size:19px;color:#405763}.hero-photo{margin:0}.hero-photo img{width:100%;height:auto;display:block;border-radius:10px;box-shadow:0 19px 50px #09293722}.photo-note{font-size:12px;color:#60747d;margin-top:8px}.actions{display:flex;flex-wrap:wrap;align-items:center;gap:16px;margin-top:28px}.text-link{font-weight:750;color:#006da8;text-decoration:underline;text-underline-offset:4px}.rail{background:#0b364a;color:white}.rail .wrap{display:flex;justify-content:space-between;gap:12px;padding-top:17px;padding-bottom:17px;font-size:14px;font-weight:700}.section{padding:78px 0}.section.tinted{background:var(--pale)}.section-head{max-width:750px;margin-bottom:32px}.feature{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.feature article{padding:28px;border:1px solid var(--line);border-radius:10px;background:white}.feature p{color:#4d6470;font-size:15px}.feature .number{color:#0679bb;font-size:13px;font-weight:850}.pair{display:grid;grid-template-columns:1fr 1fr;gap:70px;align-items:start}.pair img{display:block;width:100%;height:auto;border-radius:10px}.image-panel{margin:0}.mini{font-size:13px;color:#526674}.bullets{padding-left:21px}.bullets li{padding:0 0 11px}.kicker{background:#d9eef9;color:#0b4d72;display:inline-block;padding:7px 11px;border-radius:4px;font-size:13px;font-weight:750}.answers{display:grid;grid-template-columns:1fr 1fr;gap:18px}.answers article{border-top:3px solid #0a82cb;background:#fff;padding:22px}.answers p{font-size:15px;color:#4b606d}.areas{display:flex;gap:9px;flex-wrap:wrap}.areas a{border:1px solid #bcd2dc;padding:7px 13px;border-radius:100px;text-decoration:none;font-size:14px;background:white}.bottomcta{background:#092d3e;color:white;padding:52px 0}.bottomcta .wrap{display:flex;justify-content:space-between;gap:18px;align-items:center}.bottomcta h2{font-size:33px;margin:0 0 7px}.foot{background:#061f2a;color:#c8d7de;padding:46px 0 20px;font-size:14px}.foot a{color:#e3f4fb}.footcols{display:grid;grid-template-columns:2fr 1fr 1fr;gap:30px}.foot strong{color:white;font-size:17px}.foot ul{padding:0;list-style:none}.foot li{margin:8px 0}.copyright{border-top:1px solid #35505d;margin-top:32px;padding-top:18px;display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap;font-size:12px}.mobile-call{display:none}.notice{background:#fff4d7;border-left:4px solid #d29300;padding:17px 20px;font-size:15px}.standard{border-left:4px solid var(--blue);background:#edf6fb;padding:19px 23px;margin:24px 0}.standard p{margin:4px 0 0}.steps{counter-reset:s;list-style:none;padding:0}.steps li{counter-increment:s;border-bottom:1px solid var(--line);padding:20px 0 20px 48px;position:relative}.steps li:before{content:counter(s);position:absolute;left:0;top:19px;background:#d6ecfa;color:#075887;width:30px;height:30px;text-align:center;border-radius:50%;line-height:30px;font-weight:800}.topic{border-top:1px solid var(--line);padding-top:25px;margin-top:30px}.topic h3{margin:0 0 10px}.skip{position:absolute;left:-10000px}.skip:focus{left:10px;top:10px;background:white;padding:10px;z-index:100}
@media(max-width:900px){.hero-grid,.pair{grid-template-columns:1fr;gap:31px}.hero{padding:48px 0}.feature{grid-template-columns:1fr 1fr}.navlinks{gap:12px}.brand span{display:none}.rail .wrap{flex-wrap:wrap}.section{padding:58px 0}}@media(max-width:690px){body{font-size:16px}.utility .wrap span:first-child{display:none}.mast .wrap{min-height:77px}.brand img{width:145px}.menuButton{display:block}.navlinks{display:none;position:absolute;left:0;right:0;top:100%;background:white;box-shadow:0 13px 24px #0002;padding:20px 24px;flex-direction:column;align-items:stretch}.navlinks.open{display:flex}.flyout{position:static;box-shadow:none;display:grid;border:0;padding:4px 12px}.feature,.answers,.footcols{grid-template-columns:1fr}.bottomcta .wrap{display:block}.bottomcta .call{margin-top:18px}.section{padding:46px 0}.mobile-call{display:block;position:fixed;bottom:0;left:0;right:0;background:#087dca;color:#fff;text-align:center;padding:12px;z-index:20;text-decoration:none;font-weight:800}.foot{padding-bottom:80px}.hero-photo img{border-radius:7px}}

/* Round 6: content reading system */
.answer-hero{padding:clamp(38px,5vw,74px) 0 24px;background:#f1f7fa}
.answer-hero .wrap,.article-body,.reading-summary{max-width:850px;margin-inline:auto}
.answer-hero h1{max-width:820px;font-size:clamp(2.25rem,4.4vw,3.8rem);line-height:1.12;margin:12px 0 20px}
.answer-first{font-size:clamp(1.13rem,2vw,1.4rem);line-height:1.65;color:#173846;margin:0 0 18px}
.content-layout{max-width:850px;margin:0 auto;padding:46px 20px 80px}
.content-layout h2{font-size:clamp(1.55rem,2.8vw,2.1rem);line-height:1.25;margin:42px 0 14px}
.content-layout h3{font-size:1.18rem;margin:26px 0 9px}
.content-layout p,.content-layout li{font-size:1.07rem;line-height:1.8;color:#273d49}
.content-layout ul,.content-layout ol{padding-left:25px}
.content-layout li{margin-bottom:10px}
.reference-panel{border-left:4px solid #087cbb;background:#f0f7fc;border-radius:0 10px 10px 0;padding:19px 23px;margin:28px 0}
.reference-panel p{margin:5px 0;font-size:1rem}
.key-points{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px;margin:24px 0}
.key-points article{background:#f2f7fa;border:1px solid #dce8ed;border-radius:14px;padding:18px}
.key-points strong{display:block;color:#093344;margin-bottom:6px}
.key-points p{font-size:.96rem;margin:0}
.article-meta{color:#586c76;font-size:.95rem}
.article-image{margin:24px 0}.article-image img{width:100%;height:auto;object-fit:contain;border-radius:14px}
.article-image figcaption{font-size:.85rem;color:#53656d;margin-top:8px}
.reference-links{font-size:.93rem;border-top:1px solid #d8e5ec;padding-top:20px;margin-top:46px}
.cards-blog{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px;margin:30px 0}
.cards-blog a{display:block;text-decoration:none;border:1px solid #dae5eb;border-radius:15px;padding:23px;color:#0b374c;background:#fff}
.cards-blog a:hover{border-color:#087cbb}.cards-blog p{font-size:.96rem;line-height:1.55}
@media(max-width:720px){.key-points,.cards-blog{grid-template-columns:1fr}.content-layout{padding:30px 18px 60px}}